At Bankful, we understand that every business has unique payment processing needs. That’s why we’ve introduced new, flexible pricing plans designed to cater to businesses of all sizes. Whether you’re just starting or running a high-volume operation, our plans are tailored to give you the best value while ensuring seamless transactions. Let’s break down our offerings and help you find the best plan for your business.
Standard Plans
Basic Plan ($0/month, $50 minimum)
Best for: Startups and small businesses looking for an affordable entry point into payment processing.
What’s Included:
🟢 Credit card payment processing
🟢 Digital wallets
🟢 Subscription billing
Why Choose This Plan?
✔️ Ideal for new businesses with lower transaction volumes.
✔️ No monthly fee, making it a cost-effective choice.
✔️ Access to essential payment processing tools to start accepting payments quickly.
Plus Plan ($25/month, $50 minimum)
Best for: Small businesses processing a steady volume of transactions.
What’s Included:
🟢 Everything in the Basic Plan
🟢 Chargeback management
🟢 Fraud protection tools
Why Choose This Plan?
✔️ A great balance between affordability and functionality.
✔️ Additional security features to protect against fraudulent transactions.
✔️ Helps reduce chargeback risks and ensures smoother payment operations.
Premium Plan ($95/month, no minimum)
Best for: Growing businesses that want lower per-transaction fees and no monthly minimums.
What’s Included:
🟢 Everything in the Plus Plan
🟢 Lower transaction costs
🟢 No monthly minimum
Why Choose This Plan?
✔️ Reduces costs for businesses processing moderate to high transaction volumes.
✔️ Provides more predictable payment expenses without worrying about monthly minimums.
✔️ Ideal for businesses scaling their operations.
API Concierge Plan ($495/month, no minimum)
Best for: High-volume businesses and developers needing full API access and dedicated support.
What’s Included:
🟢 Everything in the Premium Plan
🟢 Full API access
🟢 Dedicated Slack channel with 24-hour response time
🟢 Weekly Google Meetings for personalized support
🟢 PCI compliance guidance
Why Choose This Plan?
✔️ Designed for businesses that require deep API integrations for custom payment solutions.
✔️ Provides priority support for technical teams needing direct assistance.
✔️ Ensures compliance and optimized payment infrastructure for large-scale operations.
Plan | Price | Key Features | Best For |
---|---|---|---|
Basic | $0/month | Credit card processing, digital wallets, subscription billing | Startups, small businesses |
Plus | $25/month | All Basic features, chargeback management, fraud protection | Small businesses, steady transaction volume |
Premium | $95/month | All Plus features, lower transaction costs, no minimum | Growing businesses, moderate to high volume |
API Concierge | $495/month | All Premium features, full API access, dedicated support | High-volume businesses, developers |
Alternative Payment Method Plans
eCheck Plan ($10/month, $25 minimum)
Best for: Businesses that want to accept direct bank payments with lower fees than credit card processing.
What’s Included:
🟢 eCheck and ACH processing
🟢 Secure bank-to-bank transactions
🟢 Fraud screening tools
Why Choose This Plan?
✔️ Reduces transaction fees compared to credit cards.
✔️ Ideal for high-ticket transactions where fees can add up.
✔️ Secure and widely accepted for B2B payments.
Crypto eCommerce Plan ($10/month, $25 minimum)
Best for: Online merchants who want to accept cryptocurrency payments.
What’s Included:
🟢 Cryptocurrency payment processing
🟢 Secure blockchain transactions
🟢 No chargebacks
Why Choose This Plan?
✔️ Enables borderless transactions with lower fees.
✔️ Attracts crypto-savvy customers looking for payment flexibility.
✔️ Protects against chargebacks and fraud common with credit cards.
Crypto eCommerce with Off-Ramp Plan ($10/month, $25 minimum)
Best for: Businesses that want to accept crypto payments and easily convert them into fiat currency.
What’s Included:
🟢 Everything in the Crypto eCommerce Plan
🟢 Automatic crypto-to-fiat conversion
🟢 Secure payout options
Why Choose This Plan?
✔️ Eliminates the volatility risks associated with cryptocurrency.
✔️ Offers a seamless conversion process for businesses that prefer traditional cash flow.
LocalPay Plan ($19/month, $25 minimum)
Best for: Businesses targeting international customers who prefer local payment methods.
What’s Included:
🟢 Support for region-specific payment methods
🟢 Currency conversion tools
🟢 Secure cross-border transactions
Why Choose This Plan?
✔️ Supports region-specific payment methods.
✔️ Expands customer reach by offering familiar, trusted payment solutions.
✔️ Great for global eCommerce businesses looking to improve conversions.
Plan | Price | Features | Best For |
---|---|---|---|
eCheck | $10/month | eCheck & ACH processing, secure bank transactions | B2B, high-ticket transactions |
Crypto eCommerce | $10/month | Crypto payment processing, no chargebacks | Crypto-savvy businesses, global merchants |
Crypto with Off-Ramp | $10/month | Crypto processing, automatic crypto-to-fiat conversion | Crypto businesses needing fiat conversion |
LocalPay | $19/month | Region-specific methods, currency conversion | Global eCommerce, international customers |
Bankful’s Standout Payment Solutions
Digital Wallets
Bankful supports major digital wallets like Apple Pay and Google Pay, allowing businesses to offer customers a fast, secure checkout experience. With the rise of mobile shopping, having digital wallets integrated into your payment system boosts conversion rates and enhances user experience.
Subscription Billing

Our subscription billing solution makes it easy to manage recurring payments for businesses with membership models, SaaS platforms, and subscription boxes. Unlike competitors, Bankful offers seamless integration with eCommerce platforms and detailed analytics to help merchants optimize their revenue.
Cryptocurrency Payments
Bankful enables businesses to accept Bitcoin, Ethereum, and other cryptocurrencies with low transaction fees and no chargebacks. Our unique off-ramp solution allows businesses to convert crypto into fiat seamlessly, mitigating volatility risks.
Chargeback Protection & Fraud Prevention
Chargebacks can be a costly problem for merchants. Bankful provides advanced fraud detection tools and chargeback management services to minimize disputes and protect revenue. Our AI-driven risk analysis ensures that businesses can process payments securely.
Local Payment Methods
Expanding internationally? Bankful supports localized payment options that help businesses cater to customers in different regions. From SEPA in Europe to PIX in Brazil, our solutions enhance cross-border sales and improve customer satisfaction.
Find the Right Plan for Your Business
At Bankful, we’re committed to providing flexible, cost-effective payment processing solutions that fit your business needs. Whether you need traditional credit card processing, subscription billing, alternative payment methods, or high-level API access, we’ve got a plan designed just for you.
To explore more details or get started, visit our Pricing Page today!