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Bankful + BigCommerce

BigCommerce Integrated.
CBD Payment Experts.


Not all CBD is the same.

Find the program that’s right for you.

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  • Applied to a particular place on the body. Creams, drops, etc…
  • Underwriting Estimate: 5-7 days*
  • Program Type: Full Credit Card Suite**

  • Handheld battery-powered vaporizer that simulates smoking, without any burning.
  • Underwriting Estimate: 5-14 days*
  • Program Type: Full Credit Card Suite**

  • Any CBD infused capsule, gum drops, oil, drinks, tincture, etc… capable of being ingested
  • Underwriting Estimate: 5-14 days*
  • Program Type: Full Credit Card Suite**

  • CBD flowers are taken directly from hemp plants, contain cannabinoids and terpenes found within CBD oil. CBD pre-rolls are a non-intoxicating joint that has been pre-rolled.
  • Underwriting Estimate: 5-14 days*
  • Program Type: Participating Cards Only**

  • Isolates in the form of powder or crystals
  • CBD isolate is a pure, crystalline powder that contains 99% pure CBD
  • Underwriting Estimate: 5-14 days*
  • Program Type: Alternative Payments Only**

  • Continuity, Automatic Shipping/Billing, or Recurring Billing Programs/Agreements*
  • Recurring billing occurs when a merchant automatically charges a cardholder for specified goods or services on a prearranged schedule
  • Underwriting Estimate: 5-14 days*
  • Program Type: Full Suite**

We love to say yes

Our team is dedicated
to getting you approved

What you need to know:

  • The payment industry has been slow to adopt the CBD vertical, but the landscape is changing rapidly.
  • If you’re selling hemp derived CBD online, you need a payment processor that knows your business type and follows the industry’s progress.
  • Banks underwrite and subcategorize CBD. Underwriting times vary dependant on business.
  • Keeping your site’s regulatory compliance is a must when working within a high risk verticals such as CBD.

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All the tools you
need to succeed

Quick and simple, BigCommerce has taken the complexity out of ecommerce. We guide you through a step-by-step process to build your online clothing store on a platform that offers secure hosting, fast servers and unlimited bandwidth. Choose from a wide selection of original, professionally designed themes to create your website and start selling on the Internet quickly and easily.


Sign up for your merchant account & start selling today!

We've worked with thousands of companies and have overcome all the obstacles associated with operating high-risk businesses. Let us help you get started today!

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Created to meet the needs
of global organizations

Large volume business?

Do you need intelligent routing, multiple mids, and proper handling of transactional data across multiple processors, banks, and service providers? Bankful is equipped to handle your enterprise-level needs, with experiencing working with businesses operating with specific processing requirements.

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Enterprise company?

Get peace of mind with 99.99% uptime SLA. Bankful offers one-on-one cost analysis, advanced fraud tools and a suite of resources that will assist you in reducing fees and maintaining revenue. Let us help you architect the payment solution that fits your business.

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Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, Bankful works with merchants who are building their credit, as well as those who have poor credit. Bankful also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out Bankful’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

Bankful specializes in working with high-risk merchants. Bankful works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.