Flexible plans that grow
with your business
Choose the plan that’s right for you.
Basic
Manage your transactions with smooth and secure credit card processing.
What’s included:
- Credit card processing
- Digital wallets
- eCheck
- Fraud protection
- Email/SMS invoicing
- QuickBooks
- Buy now pay later
- Crypto
- Subscriptions
- Subscription migration
- Customer assistance fee
- Chargeback management
Basic
$0 monthly | $0.15 per transaction
| Feature | Rates / Fees |
|---|---|
| Third-party credit card processing | Please refer to your processing bank’s MSA for actual rates/fees. |
| Cart connection | 0.006 on volume |
| Monthly minimum | $50 |
Plus
Designed to enhance efficiency and elevate the payment experience for your customers.
What’s included:
- Credit card processing
- Digital wallets
- eCheck
- Fraud protection
- Email/SMS invoicing
- QuickBooks
- Buy now pay later
- Crypto
- Subscriptions
- Subscription migration
- Customer assistance fee
- Chargeback management
Plus
$25 monthly | $0.10 per transaction
| Feature | Rates / Fees |
|---|---|
| Third-party credit card processing | Please refer to your processing bank’s MSA for actual rates/fees. |
| Digital Wallets | Third-party fees apply, refer to your MSA. |
| eCheck | 0.02 on volume, $1.60 per authentication, $0.50 per balance check |
| Fraud protection | $0.05 per transaction |
| Email/SMS invoicing | $0.10 per sent SMS message |
| QuickBooks | No additional fee |
| Cart connection | 0.006 on volume |
| Monthly minimum | $50 |
Premium
Optimize your operations and boost revenue with our comprehensive suite of products.
What’s included:
- Credit card processing
- Digital wallets
- eCheck
- Fraud protection
- Email/SMS invoicing
- QuickBooks
- Buy now pay later
- Crypto
- Subscriptions
- Subscription migration
- Customer assistance fee
- Chargeback management
Premium
$95 monthly | $0.08 per transaction
| Feature | Rates / Fees |
|---|---|
| Third-party credit card processing | Please refer to your processing bank’s MSA for actual rates/fees. |
| Digital Wallets | Third-party fees apply, refer to your MSA. |
| eCheck | 0.01 on volume, $1.60 per authentication, $0.50 per balance check |
| Fraud protection | $0.05 per transaction |
| Email/SMS invoicing | $0.05 per sent SMS message |
| QuickBooks | No additional fee |
| Buy Now Pay Later | Third-party fees apply, refer to your MSA. |
| Crypto eCommerce | 0.01 on volume |
| Crypto eCommerce with off-ramp | 0.02 on volume |
| Subscriptions | No additional fee |
| Subscriptions migration | $0 per migration |
| Customer assistance fee | No additional fee |
| Chargeback management | $38 per Ethoca alert, $20 per Verifi alert, $17 per RDR |
| Cart connection | 0.0055 on volume |
API Concierge
Explore endless possibilities through our seamless API integration with engineering support.
What’s included:
- All Premium plan products
- Dedicated Slack channel with 24-hour turnaround
- 1 hour of Google meetings per week
- API access
- Determination of PCI compliance for either, direct API access or hosted payment page access.
API Concierge
$495 monthly | $0.08 per transaction
| Feature | Rates / Fees |
|---|---|
| Third-party credit card processing | Please refer to your processing bank’s MSA for actual rates/fees. |
| Digital Wallets | Third-party fees apply, refer to your MSA. |
| eCheck | 0.01 on volume, $1.60 per authentication, $0.50 per balance check |
| Fraud protection | $0.05 per transaction |
| Email/SMS invoicing | $0.05 per sent SMS message |
| QuickBooks | No additional fee |
| Buy Now Pay Later | Third-party fees apply, refer to your MSA. |
| Crypto eCommerce | 0.01 on volume |
| Crypto eCommerce with off-ramp | 0.02 on volume |
| Subscriptions | No additional fee |
| Subscriptions migration | $0 per migration |
| Customer assistance fee | No additional fee |
| Chargeback management | $38 per Ethoca alert, $20 per Verifi alert, $17 per RDR |
| API connection | 0.003 on volume |
| Dedicated Slack channel | No additional fee |
| One (1) hour Google meeting per week | No additional fee |
| PCI determination | No additional fee |
eCheck
Access digital checks online through our comprehensive eCheck processing platform.
What’s included:
- eCheck processing
eCheck
$10 monthly | $0.15 per transaction
| Feature | Rates / Fees |
|---|---|
| eCheck | 0.02 on volume, $1.60 per authentication, $0.50 per balance check |
| Cart connection | 0.0075 on volume |
| Monthly minimum | $25 |
Crypto eCommerce
No borders, no fees, just seamless cryptocurrency payments worldwide.
What’s included:
- Crypto payments
Crypto eCommerce
$10 monthly | $0.15 per transaction
| Feature | Rates / Fees |
|---|---|
| Crypto eCommerce | 0.01 on volume |
| Cart connection | 0.0075 on volume |
| Monthly minimum | $25 |
Crypto eCommerce with Off-ramp
Cryptocurrency payouts for merchants processing a minimum of $10K per month.
What’s included:
- Crypto payments
- Off-ramping
Crypto eCommerce with Off-ramp
$15 monthly | $0.15 per transaction
| Feature | Rates / Fees |
|---|---|
| Crypto eCommerce with off-ramp | 0.015 on volume |
| Cart connection | 0.0075 on volume |
| Monthly minimum | $25 |
LocalPay
Diverse payment methods tailored to your region, including credit cards and bank transfers.
What’s included:
- Payment processing
- Email/SMS invoicing
LocalPay
$15 monthly | $0.15 per transaction
| Feature | Rates / Fees |
|---|---|
| Third-party processing | Please refer to your processing bank’s MSA for actual rates/fees. |
| Email/SMS invoicing | $0.10 per sent SMS message |
| Cart connection | 0.006 on volume |
| Monthly minimum | $25 |
Frequently asked questions
Bankful is a powerful platform designed to serve the needs of merchants in both regulated and unregulated industries. We help small and medium-sized businesses (SMBs) overcome complex payment challenges that traditional payment gateways and processors are unable or unwilling to tackle.
Getting started with Bankful is easy — simply select the plan above that fits your business needs, and our support team will guide you through the setup and integration process to ensure a smooth transition. Whether you need a classic payment solution or a custom integration, we’re here to help every step of the way!
Bankful supports both regulated and unregulated industries, providing tailored solutions to meet the specific needs of a wide range of business types. Whether you’re facing obstacles due to your industry type or credit history, with over 15 years of experience in payment processing, we have honed our expertise to serve sellers like you.
Bankful is integrated into major platforms such as Shopify, Wix, WooCommerce, BigCommerce, and Square. Integration guides and support are available on our knowledge base to help you seamlessly connect Bankful to your existing eCommerce setup.
Still have questions?
Dive into our comprehensive knowledge base for in-depth guides, tutorials, and answers to frequently asked questions.